Debt Management

Repayment Plan Options and Projections

The Association of American Medical Colleges (AAMC) has a variety of financial information and resources for medical students.  The COM OSFA strongly recommends that you use the MedLoans Organizer and Calculator (MLOC) to track your loans and project repayment scenarios in the future, both during and after residency.

Watch this video for instructions on how to use the MedLoans Organizer and Calculator (MLOC).

Financial Wellness Program

To successfully repay your student loans, you must be able to budget your monthly expenses effectively. Through the financial wellness program, our office encourages best student loan borrowing practices.

  • Credit History Awareness
    • You should monitor your credit, as your credit history can affect your ability to own a home and get a job. Request a free credit report annually from each of the three major credit bureaus. Request your credit report at The free reports are part of a national program to help consumers protect their identity and personal information.

Loan Repayment Programs

Some service programs will repay your student loans on your behalf in exchange for a service commitment.  View the HRSA Funding page for more information.