Cost of Attendance (COA)
Costs
Your Financial Aid Notification includes estimated expenses known as the Cost of Attendance (COA). The COA is a projection of the educational costs you may incur during the academic year. Please note that the COA is not a bill; actual costs may vary based on personal choices and circumstances.
Direct Costs (expenses billed directly by the University)
- Tuition
- Tuition Differential (MD/MPH Program)
- Fees & Assessments
- On-Campus Housing
Indirect Costs (anticipated out-of-pocket expenses that are not billed by the university but are part of a student’s educational experience)
- Books and Supplies
- Housing and Food Expenses
- Transportation
- Personal Expenses
- Step 1 exam cost (second-year aid notification). Click here for current exam costs.
- Step 2 exam cost (third-year aid notification). Click here for current exam costs.
- Loan Fees (an average federal loan fee will be added to your COA. The actual amount of the origination loan fee deducted from your disbursement will depend on the type of loan and amount borrowed).
University Fees Breakdown
Fee and Assessment Explanations
Mandatory Fees and Assessments (Cannot be waived or refunded)
- Service Fee:
This fee supports staff salaries, programming, general operating expenses, and some student financial aid such as athletics and other scholarships (e.g. student travel scholarships and student research scholarships), student awards and prizes, waivers and honorariums for the following student service areas: Student Centers, Intercollegiate Athletics, Student Leadership Programs, Student Legal and Ombudsperson Services, Student Government, and student services at Rockford, Peoria and Quad Cities. - General Fee:
This fee supports the fixed costs, such as utilities, of operating fee-supported facilities on campus including: Student Centers, Campus Recreation, Campus Housing, the UIC Pavilion, the UIC Forum and the Flames Athletics Center. It also supports some need-based student financial aid as approved in the undergraduate financial aid policy and guidelines. - Health Service Fee:
This fee supports staff salaries, programming and general operating expenses for the campus health service providers: Family Practice/Student Health Center, the Counseling Center, the Wellness Center and pharmacy services. - College of Medicine Disability Insurance Fee:
This fee, assessed once a year in fall, covers the cost of disability insurance which ensures a student has a source of income should they become disabled during medical school. In the event a medicine student loses their ability to practice medicine in the future, this insurance also provides income to offset the financial loss. - International Student Fee:
The university has approved an international student fee for all international students attending UIC. The fee will allow the Office of International Services to continue to provide essential services, upgrade technologies used for student advising, increase programming options, and host cultural events to increase and expand upon the “UIC Experience.” Note that this fee applies to any international students who are properly enrolled in all online instruction. - Academic Facilities Maintenance Fund Assessment:
Assessed to all undergraduates, graduate, and professional students to address the deferred maintenance backlog in academic facilities. - Library and Information Technology Assessment:
In order to generate resources to improve the learning environment, a Library and Information Technology Assessment is charged to all undergraduate, graduate, and professional students.
Waivable/Refundable Fees
- Student Health Insurance Fee:
This fee provides health insurance that is mandatory for students. The fee is assessed on all students who enroll but may be waived for those who can demonstrate equivalent health insurance coverage. However, it is refundable each term upon a request made to CampusCare prior to the change deadline for CampusCare Student Health Insurance. - Student-to-Student Fee:
This fee provides financial support to undergraduate and graduate students who demonstrate high financial need. The fee is mandatory and is assessed each term. However, it is refundable each term upon a request made to the Office of the Registrar prior to the deadline. - Sustainability Fee:
This fee was proposed by students to assist the University of Illinois Chicago in aligning its operations and academics with the principles of sustainability. It was fully discussed with and unanimously endorsed by the Student Fee Advisory Committee. A student-led committee, supported by faculty and staff, will make the allocation decisions for student-driven initiatives. However, it is refundable each term upon a request made to the Office of the Registrar prior to the deadline.
Optional Fee
The Ventra U-PASS/ U-PASS+ Metra are available to Chicago Campus professional students registered in 6+ credit hours each term. The Ventra U-PASS provides unlimited use of CTA trains and buses. The Ventra U-PASS+ provides unlimited use of CTA trains and buses and Metra lines (except Southshore). The U-Pass OPT-status resets at the start of each Fall term. Students need to set their status to OPT-IN at least once per school year if they intend to participate.
Registration Requirements
Registration Requirements
Students must register for 5+ credit hours each term to be eligible for federal aid, and 6+ credit hours each term to receive their admission merit scholarship.
Office of the Registrar National Clearinghouse Reporting Statuses:
Fall/ Spring
9+credit hrs. = Full-time
8 credit hrs.= Three-quarter time (federal loans will be prorated)
5-7 credit hrs.= Half-time (federal loans will be prorated)
0-4 credit hrs.= Less than half-time (Ineligible for federal loans)
Summer
5+credit hrs. = Full-time
4 credit hrs.= Three-quarter time (Ineligible for federal loans)
3 credit hrs.= Half-time (Ineligible for federal loans)
0-2 credit hrs.= Less than half-time (Ineligible for federal loans)
Office of the Registrar Professional Tuition and Fees cost are listed for each term. Students are charged in ranges, not by individual credit hour.
Financial Aid Federal Loan Offer Letter Cost of Attendance (COA)
Financial Aid Notification
Incoming Students for Fall 2026 and beyond: Initial Financial Aid Notifications for new students will be sent in March prior to the start of your M1 year via the student portal. The notification will include aid for the Fall, Spring, and Summer Semesters.
Continuing Students: Financial Aid Notifications for the upcoming academic year will become available in late- June. The notification will include aid for the Fall and Spring Semesters. Summer aid will be added to the Financial Aid Notification in spring of each academic year.
International students should visit the UICOIS – UIC Office of International Services webpage for additional information and resources. Please note that the UICOM Financial Aid office offers no federal loans to international students.
2026-2027 COA for First-Year Students for Fall 2026/ Spring 2027 /Summer 2027 Terms
For Fall 2026/ Spring 2027 /Summer 2027 Terms
| COA Components | Chicago | Peoria & Rockford |
|---|---|---|
| Tuition-Resident | $49,500 | $49,500 |
| Tuition-Nonresident | $83,814 | $83,814 |
| Tution-International | $98,814 | $98,814 |
| Mandatory Fees | $6,350 | $6,350 |
| Housing & Food On/Off-Campus | $24,000 | $20,400 |
| Books and Supplies | $2,100 | $2,100 |
| Personal Expenses | $4,800 | $4,800 |
| Transportation | $2,150 | $2,150 |
| Resident On/Off-Campus Total: | $89,430 | $85,830 |
| Non-Resident On/Off-Campus Total: | $123,744 | $120,144 |
| International On/Off-Campus Total: | $138,214 | $134,614 |
2026-2027 Projected Medicine Cost of Attendance (COA)
* Tuition and Fees are subject to change each year pending approval by the University Board of Trustees.
** Summer 2027 fees have not yet been finalized. The amounts below reflect the Summer 2026 rates.
*** Housing & Food Monthly Breakdown:
– Chicago Off-Campus: $2,000/month ($1,500 room, $500 food).
– Chicago On-Campus: $2,000/month ($1,500 room, $500 food).
– Peoria & Rockford: $1,700/month ($1,200 room, $500 food).
International Students are NOT eligible for Federal Students Loans.
2025-2026
2026- 2027 Chicago On-Campus M1 - M4 Year Estimates |
||||
|---|---|---|---|---|
| Tuition & Fees* Only | In-State | $205,410 | Non-Resident | $331,228 |
| Overall Cost of Attendance | In-State | $334,094 | Non-Resident | $459,912 |
M1 | Fall 2026 & Spring 2027 | Summer 2027** (Estimate) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | $16,500 | $27,938 |
| Fees* | $4,860 | $4,860 | $1,490 | $1,490 |
| Books & Supplies | $1,400 | $1,400 | $700 | $700 |
| Housing & Food*** | $18,000 | $18,000 | $6,000 | $6,000 |
| Transportation | $1,700 | $1,700 | $450 | $450 |
| Personal Expenses | $3,600 | $3,600 | $1,200 | $1,200 |
| Stafford Loan Fees | $354 | $354 | $176 | 176 |
| Totals* | $62,914 | $85,790 | $26,516 | $37,954 |
| M1 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $89,430 | Non-Resident | $123,744 |
M2 | Fall 2027 & Spring 2028* (Estimate) | Summer 2028** (Estimate) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | $16,500 | $27,938 |
| Fees* | $4,860 | $4,860 | $1,490 | $1,490 |
| Books & Supplies | $1,400 | $1,400 | $700 | $700 |
| Step 1 Board | $695 | $695 | $0 | $0 |
| Housing & Food*** | $18,000 | $18,000 | $6,000 | $6,000 |
| Transportation | $1,700 | $1,700 | $450 | $450 |
| Personal Expenses | $3,600 | $3,600 | $1,200 | $1,200 |
| Stafford Loan Fees | $354 | $354 | $176 | $176 |
| Totals* | $63,609 | $86,485 | $26,516 | $37,954 |
| M2 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $90,125 | Non-Resident | $124,439 |
M3 | Fall 2028 & Spring 2029* (Estimate) | Summer 2029** (Estimate) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | $16,500 | $27,938 |
| Fees* | $4,860 | $4,860 | $1,490 | $1,490 |
| Books & Supplies | $1,400 | $1,400 | $700 | $700 |
| USMLE Step 2 | $695 | $695 | $0 | $0 |
| Housing & Food*** | $18,000 | $18,000 | $6,000 | $6,000 |
| Transportation | $1,700 | $1,700 | $450 | $450 |
| Personal Expenses | $3,600 | $3,600 | $1,200 | $1,200 |
| Stafford Loan Fees | $354 | $354 | $176 | $176 |
| Totals* | $63,609 | $86,485 | $26,516 | $37,954 |
| M3 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $90,125 | Non-Resident | $124,439 |
M4 | Fall 2029 & Spring 2030* (Estimate) | Summer 2030- N/A (M1,M2 & M3 Only) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | N/A | N/A |
| Fees* | $4,860 | $4,860 | N/A | N/A |
| Books & Supplies | $1,400 | $1,400 | N/A | N/A |
| Residency Interview Travel Cost | $1,500 | $1,500 | N/A | N/A |
| Housing & Food*** | $18,000 | $18,000 | N/A | N/A |
| Transportation | $1,700 | $1,700 | N/A | N/A |
| Personal Expenses | $3,600 | $3,600 | N/A | N/A |
| Stafford Loan Fees | $354 | $354 | N/A | N/A |
| Totals* | $64,414 | $87,290 | N/A | N/A |
| M4 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $64,414 | Non-Resident | $87,290 |
2025-2026 Chicago Off-Campus Projected COA
2026- 2027 Off-Campus Chicago M1 - M4 Year Estimates |
||||
|---|---|---|---|---|
| Tuition & Fees* Only | In-State | $205,410 | Non-Resident | $331,228 |
| Overall Cost of Attendance | In-State | $334,094 | Non-Resident | $459,912 |
M1 | Fall 2026 & Spring 2027 | Summer 2027** (Estimate) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | $16,500 | $27,938 |
| Fees* | $4,860 | $4,860 | $1,490 | $1,490 |
| Books & Supplies | $1,400 | $1,400 | $700 | $700 |
| Housing & Food*** | $18,000 | $18,000 | $6,000 | $6,000 |
| Transportation | $1,700 | $1,700 | $450 | $450 |
| Personal Expenses | $3,600 | $3,600 | $1,200 | $1,200 |
| Stafford Loan Fees | $354 | $354 | 176 | 176 |
| Totals* | $62,914 | $85,790 | $26,516 | $37,954 |
| M1 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $89,430 | Non-Resident | $123,744 |
M2 | Fall 2027 & Spring 2028* (Estimate) | Summer 2028** (Estimate) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | $16,500 | $27,938 |
| Fees* | $4,860 | $4,860 | $1,490 | $1,490 |
| Books & Supplies | $1,400 | $1,400 | $700 | $700 |
| Step 1 Board | $695 | $695 | $0 | $0 |
| Housing & Food*** | $18,000 | $18,000 | $6,000 | $6,000 |
| Transportation | $1,700 | $1,700 | $450 | $450 |
| Personal Expenses | $3,600 | $3,600 | $1,200 | $1,200 |
| Stafford Loan Fees | $354 | $354 | $176 | $176 |
| Totals* | $63,609 | $86,485 | $26,516 | $37,954 |
| M2 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $90,125 | Non-Resident | $124,439 |
M3 | Fall 2028 & Spring 2029* (Estimate) | Summer 2029** (Estimate) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | $16,500 | $27,938 |
| Fees* | $4,860 | $4,860 | $1,490 | $1,490 |
| Books & Supplies | $1,400 | $1,400 | $700 | $700 |
| USMLE Step 2 | $695 | $695 | $0 | $0 |
| Housing & Food*** | $18,000 | $18,000 | $6,000 | $6,000 |
| Transportation | $1,700 | $1,700 | $450 | $450 |
| Personal Expenses | $3,600 | $3,600 | $1,200 | $1,200 |
| Stafford Loan Fees | $354 | $354 | $176 | $176 |
| Totals* | $63,609 | $86,485 | $26,516 | $37,954 |
| M3 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $90,125 | Non-Resident | $124,439 |
M4 | Fall 2029 & Spring 2030* (Estimate) | Summer - N/A (M1,M2 & M3 Only) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | N/A | N/A |
| Fees* | $4,860 | $4,860 | N/A | N/A |
| Books & Supplies | $1,400 | $1,400 | N/A | N/A |
| Residency Interview Travel Cost | $1,500 | $1,500 | N/A | N/A |
| Housing & Food*** | $18,000 | $18,000 | N/A | N/A |
| Transportation | $1,700 | $1,700 | N/A | N/A |
| Personal Expenses | $3,600 | $3,600 | N/A | N/A |
| Stafford Loan Fees | $354 | $354 | N/A | N/A |
| Totals* | $64,414 | $87,290 | N/A | N/A |
| M4 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $64,414 | Non-Resident | $87,290 |
2025-2026 Peoria & Rockford Campus Projected COA
2026- 2027 Peoria/Rockford M1 - M4 Year Estimates |
||||
|---|---|---|---|---|
| Tuition & Fees* Only | In-State | $205,410 | Non-Resident | $331,228 |
| Overall Cost of Attendance | In-State | $320,594 | Non-Resident | $446,412 |
M1 | Fall 2026 & Spring 2027 | Summer 2027** (Estimate) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | $16,500 | $27,938 |
| Fees* | $4,860 | $4,860 | $1,490 | $1,490 |
| Books & Supplies | $1,400 | $1,400 | $700 | $700 |
| Housing & Food*** | $15,300 | $15,300 | $5,100 | $5,100 |
| Transportation | $1,700 | $1,700 | $450 | $450 |
| Personal Expenses | $3,600 | $3,600 | $1,200 | $1,200 |
| Stafford Loan Fees | $354 | $354 | 176 | 176 |
| Totals* | $60,214 | $83,090 | $25,616 | $37,054 |
| M1 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $85,830 | Non-Resident | $120,144 |
M2 | Fall 2027 & Spring 2028* (Estimate) | Summer 2028** (Estimate) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | $16,500 | $27,938 |
| Fees* | $4,860 | $4,860 | $1,490 | $1,490 |
| Books & Supplies | $1,400 | $1,400 | $700 | $700 |
| Step 1 Board | $695 | $695 | $0 | $0 |
| Housing & Food*** | $15,300 | $15,300 | $5,100 | $5,100 |
| Transportation | $1,700 | $1,700 | $450 | $450 |
| Personal Expenses | $3,600 | $3,600 | $1,200 | $1,200 |
| Stafford Loan Fees | $354 | $354 | 176 | 176 |
| Totals* | $60,909 | $83,785 | $25,616 | $37,054 |
| M2 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $86,525 | Non-Resident | $120,839 |
M3 | Fall 2028 & Spring 2029* (Estimate) | Summer 2029** (Estimate) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | $16,500 | $27,938 |
| Fees* | $4,860 | $4,860 | $1,490 | $1,490 |
| Books & Supplies | $1,400 | $1,400 | $700 | $700 |
| USMLE Step 2 | $695 | $695 | $0 | $0 |
| Housing & Food*** | $15,300 | $15,300 | $5,100 | $5,100 |
| Transportation | $1,700 | $1,700 | $450 | $450 |
| Personal Expenses | $3,600 | $3,600 | $1,200 | $1,200 |
| Stafford Loan Fees | $354 | $354 | 176 | 176 |
| Totals* | $60,909 | $83,785 | $25,616 | $37,054 |
| M3 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $86,525 | Non-Resident | $120,839 |
M4 | Fall 2029 & Spring 2030* (Estimate) | Summer - N/A (M1,M2 & M3 Only) | ||
| In-State | Non-Resident | In-State | Non-Resident | |
| Tuition* | $33,000 | $55,876 | N/A | N/A |
| Fees* | $4,860 | $4,860 | N/A | N/A |
| Books & Supplies | $1,400 | $1,400 | N/A | N/A |
| Residency Interview Travel Cost | $1,500 | $1,500 | N/A | N/A |
| Housing & Food*** | $15,300 | $15,300 | N/A | N/A |
| Transportation | $1,700 | $1,700 | N/A | N/A |
| Personal Expenses | $3,600 | $3,600 | N/A | N/A |
| Stafford Loan Fees | $354 | $354 | N/A | N/A |
| Totals* | $62,082 | $84,682 | N/A | N/A |
| M4 Annual Total | ||||
| Fall/Spring/Summer Totals* | In-State | $61,714 | Non-Resident | $84,590 |
International Chicago Campus COA
2026- 2027 International Student Chicago M1 - M4 Year Estimates |
||
|---|---|---|
| Tuition & Fees* Only | $362,318 | |
| Overall Cost of Attendance | $512,968 | |
M1 | Fall 2026 & Spring 2027 | Summer 2027** (Estimate) |
| International | International | |
| Tuition* | $65,876 | $32,938 |
| Fees* | $4,860 | $1,490 |
| Books & Supplies | $1,400 | $700 |
| Housing & Food*** | $18,000 | $6,000 |
| Transportation | $1,700 | $450 |
| Personal Expenses | $3,600 | $1,200 |
| Totals* | $95,436 | $42,778 |
| Fall/Spring/Summer Totals | $138,214 | |
M2 | Fall 2027 & Spring 2028* (Estimate) | Summer 2028 ** (Estimate) |
| International | International | |
| Tuition* | $65,876 | $32,938 |
| Fees* | $4,860 | $1,490 |
| Books & Supplies | $1,400 | $700 |
| Step 1 Board | $695 | $0 |
| Housing & Food*** | $18,000 | $6,000 |
| Transportation | $1,700 | $450 |
| Personal Expenses | $3,600 | $1,200 |
| Totals* | $96,131 | $42,778 |
| Fall/Spring/Summer Totals* | $138,909 | |
M3 | Fall 2028 & Spring 2029* (Estimate) | Summer 2029** (Estimate) |
| International | International | |
| Tuition* | $65,876 | $32,938 |
| Fees* | $4,860 | $1,490 |
| Books & Supplies | $1,400 | $700 |
| USMLE Step 2 | $695 | $0 |
| Housing & Food*** | $18,000 | $6,000 |
| Transportation | $1,700 | $450 |
| Personal Expenses | $3,600 | $1,200 |
| Totals* | $96,131 | $42,778 |
| Fall/Spring/Summer Totals* | $138,909 | |
M4 | Fall 2029 & Spring 2030* (Estimate) | Summer - N/A (M1,M2 & M3 Only) |
| International | International | |
| Tuition* | $65,876 | N/A |
| Fees* | $4,860 | N/A |
| Books & Supplies | $1,400 | N/A |
| Residency Interview Travel Cost | $1,500 | N/A |
| Housing & Food*** | $18,000 | N/A |
| Transportation | $1,700 | N/A |
| Personal Expenses | $3,600 | N/A |
| Totals* | $96,936 | N/A |
International Peoria & Rockford Campus COA
2026- 2027 Peoria/Rockford International Student M1 - M4 Year Estimates |
||
|---|---|---|
| Tuition & Fees* Only | $362,318 | |
| Overall Cost of Attendance | $499,468 | |
M1 | Fall 2026 & Spring 2027 | Summer 2027** (Estimate) |
| International | International | |
| Tuition* | $65,876 | $32,938 |
| Fees* | $4,860 | $1,490 |
| Books & Supplies | $1,400 | $700 |
| Housing & Food*** | $15,300 | $5,100 |
| Transportation | $1,700 | $450 |
| Personal Expenses | $3,600 | $1,200 |
| Totals* | $92,736 | $41,878 |
| Fall/Spring/Summer Totals | $134,614 | |
M2 | Fall 2027 & Spring 2028* (Estimate) | Summer 2028 ** (Estimate) |
| International | International | |
| Tuition* | $65,876 | $32,938 |
| Fees* | $4,860 | $1,490 |
| Books & Supplies | $1,400 | $700 |
| Step 1 Board | $695 | $0 |
| Housing & Food*** | $15,300 | $5,100 |
| Transportation | $1,700 | $450 |
| Personal Expenses | $3,600 | $1,200 |
| Totals* | $92,736 | $41,878 |
| Fall/Spring/Summer Totals* | $134,614 | |
M3 | Fall 2028 & Spring 2029* (Estimate) | Summer 2029** (Estimate) |
| International | International | |
| Tuition* | $65,876 | $32,938 |
| Fees* | $4,860 | $1,490 |
| Books & Supplies | $1,400 | $700 |
| USMLE Step 2 | $695 | $0 |
| Housing & Food*** | $15,300 | $5,100 |
| Transportation | $1,700 | $450 |
| Personal Expenses | $3,600 | $1,200 |
| Totals* | $93,431 | $41,878 |
| Fall/Spring/Summer Totals* | $135,309 | |
M4 | Fall 2029 & Spring 2030* (Estimate) | Summer - N/A (M1,M2 & M3 Only) |
| International | International | |
| Tuition* | $65,876 | N/A |
| Fees* | $4,860 | N/A |
| Books & Supplies | $1,400 | N/A |
| Residency Interview Travel Cost | $1,500 | N/A |
| Housing & Food*** | $15,300 | N/A |
| Transportation | $1,700 | N/A |
| Personal Expenses | $3,600 | N/A |
| Totals* | $94,236 | N/A |
Resources:
UI COM Monthly Budgeting Tool
We encourage students to use a budget to help you live within your means. Creating a budget helps you reach your future financial goals by minimizing your student loan debt. Students can use the following UIC COM Monthly Budget Tool to create a budget prior to signing a lease or accepting loans on the Financial Aid Award Notification.
Loan Origination Fee Calculator
An origination fee is deducted from each loan type at the time of disbursement. This means that the disbursed amount of your loan will be lower than the amount that you accept on your financial aid notification. The amount of the loan origination fee for the Unsubsidized Stafford Loan is 1.057% for loans disbursed after October 1, 2020. The amount of the Grad Plus loan origination fee is 4.228% for loans disbursed after October 1, 2020. An average federal loan fee will be added to your Cost of Attendance for those that borrow a Federal Direct Loan and a Federal Grad Plus Loan.
The calculators below can assist you in determining the exact loan amount to borrow by factoring in the loan fee deductions. When determining the amount needed please keep in mind that most loans are divided equally between fall and spring. You may need to double the amount of the loan per semester so that there will be equal amounts for both fall and spring.
DACA Students
Undocumented students are not eligible to receive federal or state financial aid. Please find a list of resources here:
International Students
International students are not eligible to receive federal or state financial aid. Please find a list of resources here:
Outside Resources
If you receive any type of funding (awards, grants, waivers, fellowships, scholarships, or tuition reimbursements), you must notify our office as soon as possible. Your aid package will be updated to reflect the outside award. Your loan amounts may be adjusted to remain within the COA budget constraints. Please note, you cannot receive more than one full-tuition award for any term.
NOTE: If an award is credited to your account before we can adjust your financial aid package, you will be expected to return any amount of financial aid you are not eligible to receive, even if you have already received a refund.
Paying Your Bill
Your university bill is managed by the University Bursar’s Office. You are responsible for reviewing your student account and making sure your bill is paid each semester by the Bursar’s published due dates. Visit the University Bursar homepage to find out more information about the following: billing, payments, due dates, refunds, UIC financial counselor (Entrance and Exit Interviews), 1098-T tax information, payment plans, and the new student checklist.
Budget Adjustments
In addition to the standard budget components, certain adjustments can be made to a student’s COA on a case-by-case basis. Students with extenuating circumstances may submit a request for budget adjustment for allowable expenses.
Allowable Expenses
- Rent/Mortgage
- Child Care Costs
- Laptop Purchase (for educational use)
- Unusually High Medical/Dental expenses
- Car Repair / Auto Insurance
- Residency Interview Travel Costs (fourth-year students only)
The federal government stipulates that some expenses cannot be included in a student’s budget, regardless of the circumstances.
Non-Allowable Expenses
- Automobile Payments/Purchase
- Consumer Debt
- Off Campus Clerkships and Electives
- Clinical Rotations Off Campus in the US or Abroad
- Moving Expenses / Site Relocation Expenses
- Spousal Insurance
- Travel Relocation
- USMLE Review Courses